Anyone listed on the Deed is liable for real estate taxes, premises liability if someone falls on or breaks into the property and then sues you, maintenance such as lawn mowing, assessments such as water or sewage, etc. You will not be pursued for real estate taxes but the land is encumbered by that debt. Regardless of what happens with the Note or Mortgage, until there is a deed recorded at the office of the county recorder transferring interest, you are liable. You cannot file a bankruptcy and think that you are no longer liable as an owner of the property. You may even face a bill and eventually a citation from the local governmental agency if they have to maintain the real property. The prosecutor may foreclose upon the property if real estate taxes are not paid. If you did not receive a recorded copy of your quit claim deed to your ex-spouse who received the house in the property settlement of your divorce, then you had better call your divorce attorney. If you know that your house was sold in a foreclosure sale or in a short sale, keep checking the website of the county auditor where the real estate is located to verify when new ownership is established and relieving you of ownership liability.